Terms of Service

Last Updated: August 2026

Please read these Terms of Service ("Terms") carefully before using this website. By accessing or using our website, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

1. Overview and Purpose

This website operates as an independent lead generation and marketing service. We connect consumers looking for financial, insurance, life insurance, burial insurance, and related services with our network of third-party licensed insurance agents, brokers, and service providers (collectively, "Partners"). We are not an insurance carrier, a lender, or an underwriter. We do not issue insurance policies or make coverage decisions.

2. Express Written Consent (TCPA Compliance)

By submitting your information on this website and clicking any button indicating your acceptance (such as "Call for Burial Program", "Submit", or "Get My Free Quote"), you provide your prior express written consent to be contacted by our company and our Partners.

• Method of Contact: You consent to being contacted by telephone, mobile device (including SMS and MMS messages), and email.
• Automated Technology: You agree that communications may be delivered using an automatic telephone dialing system (ATDS), an artificial or prerecorded voice, or automated texting technology.
• Do Not Call Registry: You agree to receive these communications even if the telephone number you provided is currently listed on any corporate, state, or federal Do Not Call (DNC) list.
• Consent Not Required for Purchase: You understand that your consent to receive these communications is not a condition of purchasing any property, goods, or services. You may revoke this consent at any time by replying "STOP" to any text message or requesting to be placed on a do-not-call list during a phone call. Standard message and data rates may apply.

3. Accuracy of Information and Estimates

The information, articles, and rates displayed on this website are for educational and informational purposes only. Any quotes or rates provided on this site are estimates based on standard underwriting guidelines and the limited information you provide.

Your actual premium, rate, or eligibility for any insurance product (including life and burial insurance) is determined entirely by the underwriting carrier after a formal application process. We do not guarantee that you will be approved for coverage, nor do we guarantee any specific rates or savings.

4. Limitation of Liability

Under no circumstances shall we, our directors, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of this website, your inability to use the website, or your reliance on any information provided here. We make no warranties, express or implied, regarding the accuracy of third-party products, services, or insurance policies. All agreements for insurance or financial services are strictly between you and the respective Provider.

5. Indemnification

You agree to indemnify, defend, and hold harmless our website, its parent company, affiliates, partners, officers, and employees from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of these Terms of Service or the documents they incorporate by reference, or your violation of any law or the rights of a third party.

6. Dispute Resolution and Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms, the use of this website, or any communications received (including TCPA claims), shall be resolved by binding arbitration rather than in court. You agree to waive your right to participate in a class action lawsuit or class-wide arbitration.